Office Hours
After Hours by Appointment
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Annuities
Would you like to create a personalized quote?
Michelle Octavio
Michelle Octavio Ins Agcy Inc
Office Hours
After Hours by Appointment
Address
Johnstown, PA 15904-2831
Office Hours
After Hours by Appointment
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Annuities
Would you like to create a personalized quote?
Office Info
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Annuities
Office Info
Simple Insights®
Term life insurance vs. Whole life insurance: Which is right for you?
Term life insurance vs. Whole life insurance: Which is right for you?
Understanding the basics, benefits and realities of both term life insurance and whole life insurance is important in deciding which is right for you.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
What is a homeowners insurance deductible?
What is a homeowners insurance deductible?
Learn what a homeowners insurance deductible is, how it works, when you pay it and how it can affect your home insurance premium.
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Jessica Roth-Froehlich
Account Representative
License #1179112
Johnstown - PA Part Time
Johnstown - PA Full Time